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YOUR GO-TO CHECKING ACCOUNTS FOR GETTING AHEAD

FIRSTREWARDS CHECKING

FirstRewards checking. No minimum deposit or balance. No reason not to build interest.

With no minimum deposit or balance requirement, FirstRewards Checking can start rewarding you today. Start getting a higher rate of interest and stop paying out-of-network ATM fees.

特性

  • 包括: Tiered interest rate on deposits
  • 包括: Refund on ATM fees – Fees for using non-网上正规网投实体 ATM’s will be refunded each month
  • 包括: Free 可以玩滚球的正规APP with Bill Pay
  • 包括: 免费手机银行
  • 包括: 免费借记卡
  • 包括: Unlimited check writing
  • 包括: Free monthly eStatements
开存款

$0; no monthly minimum balance required.

分层的兴趣

一级: Daily balance $0 to $25,000 – 1.51%的年
层2: Daily balance greater than $25,000 – 0.55%的年

基本比率为 .01% is applied to all balances when qualifications are not met.

其他

Monthly Qualifications:

  • No monthly service charge.
  • Interest will be paid each qualification cycle if the following requirements are met:
    • At least 10 debit card purchases post and clear.
    • Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle.
    • 收到eStatement.
    • No minimum balance required to accrue interest.

FirstRewards Checking: To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly. If an account holder chooses to opt-out of electronic statements, they are no longer eligible for this product and will be required to transfer to another product that does not require electronic statements. This account is only available to consumers. Limit of (2) FirstRewards accounts per primary account holder social security number.

To qualify for the higher interest rates: you must meet the following requirements during a statement cycle: 10 debit card point of sale (POS) transactions post and settle per statement cycle (ATM transactions do not count towards the required 10); and One (1) monthly automated clearing house (ACH) debit or ACH credit. The FirstRewards statement cycle will begin on the first business day of each month and end on the last business day of each month; Non-网上正规网投实体 ATM fees are refunded each cycle.

率信息: A base interest rate of .01%与a .01% annual percentage yield (APY) is applied to all balances when qualifications are not met. The following FirstRewards interest rates are earned if all qualification requirements are met: 一级– An interest rate of 1.50% will be paid on the entire portion of your daily balance that is less than $25,000.01. The APY for this tier is 1.51%. 层2– An interest rate of 0.55% will be paid only for that portion of your daily balance that is $25,000.01或以上. The APY for this tier will range from 1.51% to 0.79%, depending on the balance in the account. The interest rate(s) and APY(s) are accurate as of 09/01/2024. Rates are subject to change after the account is opened. Fees may reduce earnings.

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